Legal

Affinity Wealth Management operates within Affinity Services Group Inc. (“ASG”) a wholly owned subsidiary of Affinity Credit Union 2013 (“Affinity”).

Information or data contained in this web site is not guaranteed to be current, accurate, or complete, and is subject to change without notice. While reasonable efforts are made to ensure that the information is current and accurate, it is subject to risks and uncertainties. Actual results and expectations may differ on several factors, including but not limited to, legislative, regulatory changes, interest rates, inflation, technological changes, market changes and consumer and competitive behaviour, as such Affinity does not accept any responsibility for its accuracy or real liability, or for any consequences arising from its use.

Please note that the products and services described in the pages of the web sites of both ASG and Affinity, including all affiliates are only offered in jurisdictions where they may be legally offered for sale, and are subject to the terms and applicable agreements governing them.

This web site is not intended to provide specific individual advice including, without limitation, investment, financial, legal, accounting, or tax. Please consult with your own professional advisor on your particular circumstances.

Calculators or projections are for general illustrative purposes only and are not guaranteed to be accurate or complete. Please use them only as guides or estimates. Contact your nearest advice centre of Affinity Credit Union to obtain more information.

In no event will ASG or Affinity be liable to any part for any direct, indirect, special or other consequential damages for any use of this web site, or any other hyperlinked web site, including, without limitation, any lost profits, business interruption, loss of programs, or other data on your information handling system or otherwise, even if we are expressly advised of this possibility of such damages.

Disclaimers
Aviso Wealth Disclosure and Mutual Funds Disclaimer

ASG acts in partnership with Aviso Wealth Inc. and its related companies to provide you with access to a comprehensive line of investments. We're here to help. We offer plans, tools and expert advice to assist you to end up with more money now – and for years to come.

Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing, Qtrade Guided Portfolios and Aviso Wealth are divisions of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.

Using borrowed money to finance the purchase of securities involves greater risk than purchasing using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.

Affinity Financial Strategies is a program provided by Aviso Insurance Inc. offering financial planning, life insurance and investments to members of credit unions and their communities. Affinity Financial Strategies is a trademark of Affinity Credit Union, used under license by Aviso Insurance Inc. Your insurance contract will provide details of the coverage available under the plan you choose. Restrictions may apply.

Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), Aviso Insurance Inc., Credential Insurance Services Inc. and Northwest & Ethical Investments L.P.